The Best Cash Back Credit Cards of 2024

The Discover it Cash Back Credit Card is an all-around great credit card that requires minimal credit to get approved and no annual fee. The Discover it Cash Back Credit Card offers a 5% cash back on rotating categories, a 1% cash back on all other purchases, and no annual fee. The categories rotate every quarter and you will need to activate them to receive the 5% cash back but it is well worth it. The Discover it Cash Back card also offers an amazing welcome bonus. At the end of your first year, you get an unlimited cash back match for all the cash back you earned in the first year and there is no limit to this.

The Chase Freedom Unlimited credit card is another great credit card that requires minimal credit history to get approved. The Chase Freedom Unlimited card has no annual fee and 0% APR for the first 15 months from account opening on purchases and balance transfers. This card also offers 5% cash back on travel through Chase, 3% cash back at restaurants, and 1.5% cash back on all other purchases. You can also earn a $200 sign up bonus if you spend $500 on purchases in the first three months of account opening. The Chase Freedom Unlimited card is a great all-around credit card with its only drawback being that you need prior credit history to be approved.

The Wells Fargo Active Cash Credit Card is one of the best cash-back credit cards with great cash-back rewards. The Wells Fargo Active Cash card offers no annual fee and 0% intro APR for the first 15 months on purchases and qualifying balance transfers. Plus the Wells Fargo Active Cash card also has unlimited 2% cash back rewards on all purchases. You can also earn a $200 cash reward bonus when you spend $500 in purchases in the first 3 months of account opening. The Wells Fargo Active Cash Card really is one of the best credit cards with great 2% cash back rewards on every purchase and many other great benefits.

The Chase Freedom Flex Credit Card is similar to the Discover it Cash Back Credit Card but is also great in its own rights. The Chase Freedom Flex card offers no annual fees and a 0% intro APR for 15 months from account opening on purchases and balance transfers. The Chase Freedom Flex card also offers 5% cash back rewards on rotating quarterly categories, 5% on travel through Chase, 3% on dining and drugstores, and 1% on all other purchases. The Chase Freedom Flex card also has an amazing intro offer where you can earn a $100 bonus after spending $500 on purchases in the first 3 months plus, earn 5% cash back on grocery store purchases up to $12,000 spent in the first year.

The Apple Card is a great all-around credit card because of its easy-to-use interface, needing minimal credit history to get approved, and having great rewards. The Apple Card also has no annual fee and great cash-back rewards. The Apple Card offers 3% cash back at select merchants like Nike, Apple, Uber, and more when using Apple Pay, 2% cash back on all purchases when you use Apple Pay, and 1% cash back on all other purchases. The Apple Card offers many benefits with no fees and a great user interface. The Apple Card also works seamlessly with Apple Wallet and Apple Cash making it perfect for people using Apple devices.